:root {
  color-scheme: light;
  --ink: #14233a;
  --muted: #52647a;
  --navy: #10233f;
  --blue: #176b87;
  --blue-dark: #0d536c;
  --teal: #2f8f99;
  --mint: #dff5eb;
  --sky: #e7f4f7;
  --paper: #ffffff;
  --canvas: #f4f7fa;
  --line: #d9e3ec;
  --warning-bg: #fff8e6;
  --warning-line: #e1b84b;
  --shadow: 0 18px 45px rgba(16, 35, 63, 0.08);
  --radius: 18px;
  --content: 1120px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--canvas);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 1rem;
  line-height: 1.65;
}

a {
  color: var(--blue-dark);
  text-underline-offset: 0.18em;
  text-decoration-thickness: 0.08em;
}

a:hover {
  color: var(--navy);
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid #f2b84b;
  outline-offset: 4px;
  border-radius: 4px;
}

img,
svg {
  max-width: 100%;
}

.skip-link {
  position: fixed;
  z-index: 100;
  top: 0.75rem;
  left: 0.75rem;
  padding: 0.7rem 1rem;
  border-radius: 8px;
  background: var(--paper);
  color: var(--navy);
  box-shadow: var(--shadow);
  transform: translateY(-160%);
}

.skip-link:focus {
  transform: translateY(0);
}

.site-header {
  background: rgba(255, 255, 255, 0.96);
  border-bottom: 1px solid var(--line);
}

.nav-shell,
.container {
  width: min(calc(100% - 2rem), var(--content));
  margin-inline: auto;
}

.nav-shell {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 76px;
  gap: 1.5rem;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 0.7rem;
  color: var(--navy);
  font-weight: 750;
  letter-spacing: -0.02em;
  text-decoration: none;
}

.brand-mark {
  width: 2.3rem;
  height: 2.3rem;
}

.nav-links {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 0.35rem 1rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.nav-links a {
  color: var(--ink);
  font-size: 0.94rem;
  font-weight: 650;
  text-decoration: none;
}

.nav-links a[aria-current="page"] {
  color: var(--blue-dark);
  text-decoration: underline;
  text-underline-offset: 0.35em;
}

.hero {
  position: relative;
  overflow: hidden;
  padding: clamp(4.5rem, 10vw, 8rem) 0 clamp(4rem, 8vw, 7rem);
  background:
    radial-gradient(circle at 82% 18%, rgba(82, 183, 199, 0.2), transparent 28rem),
    linear-gradient(145deg, #10233f 0%, #173c57 64%, #176b78 100%);
  color: #ffffff;
}

.hero::after {
  content: "";
  position: absolute;
  right: -8rem;
  bottom: -14rem;
  width: 34rem;
  height: 34rem;
  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 50%;
}

.hero-grid {
  position: relative;
  z-index: 1;
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) minmax(260px, 0.75fr);
  gap: clamp(2rem, 6vw, 5rem);
  align-items: center;
}

.eyebrow {
  margin: 0 0 1rem;
  color: #9ce0dc;
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin-top: 0;
  color: var(--navy);
  line-height: 1.16;
  letter-spacing: -0.03em;
}

h1 {
  margin-bottom: 1.25rem;
  font-size: clamp(2.5rem, 7vw, 4.8rem);
}

.hero h1,
.hero h2 {
  color: #ffffff;
}

.hero-copy {
  max-width: 720px;
  margin: 0;
  color: #dce8f4;
  font-size: clamp(1.08rem, 2vw, 1.28rem);
}

.hero-card {
  padding: 1.7rem;
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.09);
  box-shadow: 0 20px 50px rgba(0, 0, 0, 0.15);
  backdrop-filter: blur(8px);
}

.hero-card h2 {
  margin-bottom: 1rem;
  font-size: 1.25rem;
}

.hero-card ol {
  display: grid;
  gap: 0.8rem;
  margin: 0;
  padding-left: 1.25rem;
  color: #e8f1f7;
}

.section {
  padding: clamp(3.5rem, 7vw, 6.5rem) 0;
}

.section--white {
  background: var(--paper);
}

.section--tint {
  background: var(--sky);
}

.section-heading {
  max-width: 760px;
  margin-bottom: 2.2rem;
}

.section-heading h2 {
  margin-bottom: 0.8rem;
  font-size: clamp(1.9rem, 4vw, 2.8rem);
}

.section-heading p {
  margin: 0;
  color: var(--muted);
  font-size: 1.08rem;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1.2rem;
}

.card {
  padding: 1.55rem;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--paper);
  box-shadow: var(--shadow);
}

.card-number {
  display: inline-grid;
  place-items: center;
  width: 2.25rem;
  height: 2.25rem;
  margin-bottom: 1rem;
  border-radius: 50%;
  background: var(--mint);
  color: var(--navy);
  font-size: 0.88rem;
  font-weight: 800;
}

.card h3 {
  margin-bottom: 0.6rem;
  font-size: 1.15rem;
}

.card p,
.card li {
  color: var(--muted);
}

.card p:last-child,
.card ul:last-child {
  margin-bottom: 0;
}

.split {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: clamp(2rem, 6vw, 5rem);
  align-items: start;
}

.feature-list {
  display: grid;
  gap: 1rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.feature-list li {
  position: relative;
  padding-left: 1.7rem;
}

.feature-list li::before {
  content: "";
  position: absolute;
  top: 0.63em;
  left: 0;
  width: 0.65rem;
  height: 0.65rem;
  border-radius: 50%;
  background: var(--teal);
  box-shadow: 0 0 0 5px rgba(47, 143, 153, 0.13);
}

.notice {
  padding: 1.25rem 1.4rem;
  border-left: 4px solid var(--teal);
  border-radius: 0 12px 12px 0;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.notice--warning {
  border-left-color: var(--warning-line);
  background: var(--warning-bg);
}

.notice p:last-child {
  margin-bottom: 0;
}

.cta {
  padding: clamp(2rem, 5vw, 3.2rem);
  border-radius: calc(var(--radius) + 4px);
  background: var(--navy);
  color: #dce8f4;
  box-shadow: var(--shadow);
}

.cta h2 {
  color: #ffffff;
}

.cta a {
  color: #9ce0dc;
}

.legal-hero {
  padding: clamp(3.5rem, 8vw, 6rem) 0;
  background: linear-gradient(145deg, var(--navy), #174e68);
  color: #e7f1f7;
}

.legal-hero h1 {
  color: #ffffff;
  font-size: clamp(2.35rem, 6vw, 4rem);
}

.legal-hero p {
  max-width: 760px;
  margin-bottom: 0;
  font-size: 1.1rem;
}

.legal-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 260px;
  gap: clamp(2rem, 5vw, 4rem);
  align-items: start;
}

.prose {
  min-width: 0;
}

.prose h2 {
  margin-top: 2.8rem;
  padding-top: 0.5rem;
  font-size: 1.55rem;
}

.prose h2:first-child {
  margin-top: 0;
}

.prose h3 {
  margin-top: 1.8rem;
  font-size: 1.15rem;
}

.prose p,
.prose li {
  color: #34475e;
}

.prose li + li {
  margin-top: 0.45rem;
}

.page-nav {
  position: sticky;
  top: 1.5rem;
  padding: 1.25rem;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--paper);
  box-shadow: var(--shadow);
}

.page-nav h2 {
  font-size: 1rem;
}

.page-nav ul {
  display: grid;
  gap: 0.65rem;
  margin: 0;
  padding: 0;
  list-style: none;
}

.page-nav a {
  font-size: 0.92rem;
}

.site-footer {
  padding: 2.5rem 0;
  background: #09182d;
  color: #b9c8d8;
}

.footer-grid {
  display: flex;
  justify-content: space-between;
  gap: 2rem;
  align-items: flex-start;
}

.site-footer p {
  max-width: 680px;
  margin: 0;
}

.footer-links {
  display: flex;
  flex-wrap: wrap;
  gap: 0.6rem 1rem;
}

.site-footer a {
  color: #dce8f4;
}

.placeholder {
  display: inline-block;
  padding: 0.12rem 0.4rem;
  border: 1px dashed #a57a13;
  border-radius: 5px;
  background: var(--warning-bg);
  color: #6d4c00;
  font-weight: 700;
}

@media (max-width: 820px) {
  .hero-grid,
  .cards,
  .split,
  .legal-layout {
    grid-template-columns: 1fr;
  }

  .page-nav {
    position: static;
  }

  .footer-grid {
    flex-direction: column;
  }
}

@media (max-width: 620px) {
  .nav-shell {
    align-items: flex-start;
    flex-direction: column;
    padding-block: 1rem;
  }

  .nav-links {
    width: 100%;
    justify-content: space-between;
  }

  .hero {
    padding-top: 4rem;
  }

  .card,
  .hero-card {
    padding: 1.25rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}